Product Overview

Product Table (Risk Covered)

T&Cs / Exclusion

CAUSE OF LOSSES

• Fire and Lightning
• Riot and Strike
• Malicious Damage
• Explosion
• Impact Damage
• Burglary and House Breaking
• Aircraft Damage
• Earthquake, Fire and Shock
• The risk of burglary is covered consequently upon actual forcible and violent entry upon the said premises
• No underinsurance will be applicable and no declaration required
• Fire and Allied Peril Insurance is on a single loss basis. Once a claim is settled, the coverage would be exhausted.

SECTION-2 (CASH IN SAFE)

In addition to Fire and Allied Perils, this cover includes Cash in Safe / Counter Theft & Snatching.

• Maximum ONE claim will be entertained during the year for Cash in Safe
• Mysterious disappearance is excluded
• Cash coverage is for cash which belongs to the insured only.

SECTION-3 (PERSONAL ACCIDENT & ACCIDENTAL MEDICAL INSURANCE)

24 hours Personal Accidental resulting in injury, death, permanent Total /Partial, Total and temporary partial/ total disablement including accidental Medical Emergency.

Minimum Eligibility Age: 18 years and Maximum Eligibility Age: 65 years

The insurance provided under this plan does not cover any loss resulting from or caused directly or indirectly, wholly or partly, by:

• Natural death; suicide or self-inflicted injury (sane or insane); injury or death while under the influence of alcohol or drugs; war and allied perils; civil unrest; or injury or death arising from any unlawful act are excluded.
• Communicable Disease & Acute Diseases (such as an Epidemic / pandemic, corona virus, diseases etc)
• Disability arising from Sickness, Pre-existing conditions, mental, psychiatric and nervous disorders.
• Pregnancy, miscarriage, childbirth or any malignant disease occurring in or in connection with female reproductive organs.
• Bodily injury willfully incurred.
• Death, bodily injury due to resulting from or happening during intoxication, insanity, fighting or unlawful act on part of the Insured customer or surgical or medical treatment, except in case where such treatment is made necessary by the particular injury for which the claim is made.
• Any kind of sickness cover.

SUBJECTIVITIES: The product terms and conditions shall be reviewed on quarterly basis and will be subject to change in case of loss ratio deteriorates.

Claim Requirement

Customer Services & Disclaimer

Customer Services:

24/7 helpline for customer Tel: (021) 111-000-301

Disclaimer:

JazzCash acts solely as a provider for insurance products, whereas TPL Insurance is the risk underwriter solely responsible insurance servicing and claims decision.

SECP – Contact Details

1. Federal Insurance Ombudsman
   2nd Floor, Pakistan Red Crescent Society Annexe Building, Plot No. 197/5, Dr. Daud Pota Road, Karachi
   Phone: 021-99207761-2 & Website: www.fio.gov.pk
2. Official Coordinator, Small Disputes Resolution Committee (Islamabad)
   The Management Executive, Insurance Division, 3rd Floor, NIC Building, 62-Jinnah Avenue, Blue Area, Islamabad
   Phone: 051-9195391, UAN: 051-111-117-327 ,Email: [email protected]
3. Official Coordinator, Small Disputes Resolution Committee (Karachi)
   The Deputy Director, Specialized Companies Division, 5th Floor, State Life Building No. 2, Wallace Road, Off I.I Chundrigar Road, Karachi Phone: 021-99002021, UAN: 021-111-117-327, Email: [email protected]
4. Official Coordinator, Small Disputes Resolution Committee (Lahore)
   The Deputy Registrar of Companies, Company Registration Office – Lahore, Associate House, 3rd & 4th Floor, 7-Egerton Road, Lahore Phone: 042-99014050, UAN: 042-111-117-327, Email: [email protected]
5. Securities & Exchange Commission Of Pakistan
   Toll Free No: 0800-88008.

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