TPLI ensures access to top medical care without financial worry. Flexible coverage options for unforeseen accidents, empowering full, worry-free living.
Protecting women 18-55 with coverage for 8 distinct health issues. Prioritizing women’s wellness.
Group Health Insurance
TPLI offers exclusive health coverage, lightening employee medical insurance load with unique health packages.
Micro Health Insurance
TPL Insurance, Telenor Micro Finance Bank unite for ‘Telenor Sehat o Sakun’ micro health coverage.
|Daily Room & Board|
|Enhancement of H&R Limit in case of accident injuries|
|Emergency Treatment Due to Accidental Injuries Per Incident|
|Day Care Surgeries: Cataract (foldable lens), Dialysis, Treatment of Fractures & Lacerated wound.|
|Specialized scans: MRI, CT Scan, Endoscopy, Angiography, Thallium Scan.|
|Local road ambulance for emergencies only|
|Emergency dental treatment due to accidental injuries (within 48 hours for pain relief only)|
|Pre & Post Hospitalization:
Diagnostic Test, Consultation Charges & Prescribed Medicines within 30 days prior to or after Hospitalization.
|Coverage for Non Accidental Emergencies|
|Sports Activities||War (Active participation)|
|Self-inflicted injuries||Terrorism (Active participation)|
|Vaccinations||Daycare treatment and procedures|
|AIDS||Congenital Birth Diseases|
|Infertility treatment||Elective Cosmetic Treatment|
|Dental Treatment||Abuse of Alcohol and Drugs|
|Chronic Renal Dialysis||Prescribed Medical Aids|
|Pat Scan||Optical and/or vision care|
|Cosmetic Treatment||Dietary supplements and vitamins|
|Anti-Retro Viral Drugs||Hormone Replacement Therapy|
|Period of Insurance||One year from the date of enrollment|
|Mode of Payment||Advance Yearly|
|Waiting period||30 days waiting period will be applicable for hospitalization due to natural illness/sickness from date of enrollment|
|Pre-existing conditions||Not Covered|
|100%||Prescribed Medical Aids|
Frequently Asked Questions
For example, Customer was billed Rs 400,000 from insurer A his coverage was Rs. 100,000 and then the second policy( Insurer B) can help him out to cover the excess amount for paying the billed amount up to Insurer B coverage amount.
Note: It is important to disclose any disease you might be suffering with before buying the health insurance policy. Insurance is a contract based on good faith and any willful non-disclosure of facts might lead to problems in future.
In any case you will be exposed to health costs in the transition period between jobs. Secondly; the track record that you have built in health insurance at your old employer will not transfer to the new company policy.
It will also help in case your limit has exhausted in first policy, you need to pay from your own pocket. In this case, you can use your second policy to pay your remaining medical bills.
Therefore to avoid the above problems, it is advisable to take a private policy in addition to your company provided group health insurance policy.
For Example: In January you start a policy with coverage of Rs. 500,000 for the year. In April, you make a claim of Rs 200,000. The coverage available to you from May to December will be the balance of Rs. 300,000.
In case of treatment availed in non-panel hospital (not at home), insurance company will reimburse the claim amount as per policy terms and condition.